Financial advisers can help you with multiple financial situations, like helping set your financial goals and help create a plan to achieve them.
Here are a few tips on how to choose the right Financial Adviser, and some questions to ask.
The right credentials
Make sure that when looking for a Financial Adviser, they have the proper credentials to provide advice, have proper training and knowledge. This is important because this will be someone you achieve your goals, managing your money and giving you the right advice.
Questions to ask
ASIC has a big list of questions you can ask the adviser in order to check whether or not they are worth continuing with.
A few of the questions to ask are:
- What are your qualifications?
- What is your experience as a financial advisor?
- Can you advise me on my current products?
- How do you keep up to date with changes that might affect your clients?
Determine how much help you may need
Some advisors charge on an hourly fee, so if you have any questions regarding a specific financial situation, the best option is to find an advisor that charges as such and this should give you a total cost estimate.
You may need a professional that can create a one-time roadmap to help reach your financial goals. They should look at everything including insurance, investments and retirement.
If you need to talk to a financial advisor, call Hannans360 on (07) 3806 4484 or email us at gday@hannans360.com.au
